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"AH&T has been an important partner to us as we have grown our base of government customers. When we consider new opportunities for expansion of our customers or services, they've given us practical, real-world advice on how to meet our business objectives while managing risk. AH&T works with us understanding the factors that drive our insurance costs and helping us to control them. Their service team has been consistent and always responsive - they are very proactive and bring important new areas of risk to my attention."

Senior Vice President/CFO
NCI Information Systems

"We were with the largest broker in the world for our insurance and found that, over time, we did not receive the attention we needed. When our insurance program costs escalated we decided to try a different approach and selected a specialist in government contractors, AH&T. We handed them a number of issues to solve and within 8 weeks they had set up a loss control program for several of our contracts and re-structured our insurance program to save over $500,000 in annual premium. We like their account team structure and our account executive visited our key sites and customized safety program training materials for our managers to use. The effect of their expertise was beyond what we had imagined possible and we are thrilled to have made the switch. They delivered what they promised."

Vice President
$60M revenue government contractor in McLean, VA

"As a start-up company with a new technology application, we needed specialty coverage and used AH&T to create a customized policy. Within months of our launch we faced a legal challenge from a much larger competitor and needed the insurance coverage to help us survive the litigation - over $400,000 in legal expenses. AH&T held our hand throughout that process and we highly recommend them."

President
Internet search engine company in California

"We are a software company with a mature market niche and over 5,000 corporate customers. It seems like we have new areas of risk constantly facing us and we depend heavily on AH&T to customize our insurance coverage to stay in sync with our products as we adapt them to today's web environment. We also use AH&T to cover our offshore development center and European sales office. AH&T has been our risk management advisor as we've grown from $15 million to $120 million in sales. We use them for both our P&C and employee benefits program and are extremely satisfied with their service - we've worked with the same account executive for 13 years!"

CFO
Accounting software company

"We had a long-term relationship with another agent but had few claims to test the technical adequacy of the insurance program they designed for us. But, after several problems with placing Workers' Compensation in various states, we interviewed new brokers and selected AH&T. They not only quickly identified and corrected several major problems, but also helped us institute a better tracking system within our accounting software to make Workers' Compensation audits easier. Later, in the middle of a large acquisition, we were hit with a complicated claim by a former subcontractor that included claims that were outside the scope of a Directors & Officers policy. However, AH&T worked on our behalf with the carrier and was instrumental in helping us present an approach that won over the adjuster - who subsequently covered most of our claim costs. Their technical understanding of the coverage, as well as the legal issues, helped us maintain an excellent relationship with the insurer. AH&T also helps us estimate the cost of risk going into contracts so we can bid more accurately and maintain profitability."

General Counsel
$55 million revenue government contractor

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